Casinos That Accept Credit Cards

Deposits and withdrawals with a credit card at online casinos
Credit cards are one of the most popular and respected payment methods for online and brick-and-mortar casinos. Let’s taLet’slook at which online casinos accept credit cards. We can save the reading and let you know. It is all of the casinos we recommend. Below are our top choices for credit card casinos in NZ.


Best NZ Credit Card Casinos 2023

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How do we rate Credit Cards?

When it comes to credit cards, we have to give them an undoubtedly high rating. This payment method is not only one of the most popular ways of paying online and at brick-and-mortar stores, but it is also a very convenient payment method. The fact that players can use funds that would not be considered a part of their disposable income is another significant advantage that cannot be ignored.

Pros & Cons of Using Credit Cards at Online Casinos
   ProsHigher limits than other payment options and fast transactions that all casinos accept
   ConsExposes personal data to the casino and bank staff as well as high fees with some declines

Why Use Credit Cards at Online Casinos?

Spend Credit

The most significant advantage of using a credit card is to transfer funds into and from your online gambling account. You can use credit to charge funds to your account rather than actual money from your disposable income. This way, you do not spend as much of your disposable income as you usually would. Furthermore, it also means that you do not necessarily need to have money to bet and gamble at the online casino of your choice.


Credit cards are one of the quickest ways of paying online, making them the perfect payment method at an online casino. They often allow for same-day withdrawal at online casinos. This way, you do not have to wait very long after transferring the funds into your online casino account, which allows you to start playing quicker than would have otherwise been possible. The fact that you can spend credit rather than your income also means that you can spend money at any time without having to wait for you to receive your salary.

Change Your Limit

When you use a credit card as your preferred payment method, you do not have to worry if you are getting close to reaching your credit card limit. With the use of a credit card, you can easily change the limit of your credit card in mere seconds, allowing you to spend more than previously possible. You can increase your limit and pay more if the new limit is within your offered credit.

Security Measures

Credit providers have taken extensive steps to make online credit card purchases as safe and secure as possible. You need to enter multiple numbers before the credit card transfer goes through successfully. There is also an extra measure that ensures security where a verification code gets sent to the phone of the credit card holder. The cardholder must then enter the code on the online casino website for the transfer to be successful.


While credit cards have many advantages as a method of payment at online casinos, they can lead to extensive debt if you are not careful. Maxing out your credit card or acquiring too much can lead to a bad credit score, and it can even cause you to be blocked. This alone can have serious repercussions, such as not being able to get approved for financing. High fees from your credit card provider can also become a significant drawback.

Making Deposits With Credit Cards

Making deposits into an online casino account is one of the most accessible and convenient methods of paying for your online gambling needs. The payment method has several clear advantages, including how quickly the transfers can take place.

The most common methods of credit card transfers are done with VISA, MasterCard, & American Express.

Here is a detailed view of how to deposit into your online gambling account with a credit card:

  • First, you must select your currency of play when signing up. Luckily all the casinos we recommend are NZD casinos and take the dollar.
  • On your preferred online gambling website, you need to visit the deposit cash section or whatever similar option your online casino offers.
  • Here you will enter the amount of money you would like to deposit into your online gambling account.
  • In the following section, you will be required to enter your details and your credit card details. This will include details such as your card number and your CVV code.
  • Depending on the website you visit, you might receive a verification code on your mobile phone. You must enter this code into your online gambling site to verify the money transfer.
  • Once this is done, the funds will be deposited into your casino account to be used on whatever gambling services the casino offers.
Credit Cards for online gambling

Withdrawing With Credit Cards

Withdrawing funds with a credit card is easy, resulting in a transaction in less than a few minutes. You should note that the payout process time for a credit card is usually longer than for e-wallets and can take 3-6 days. To explain via example, let’s check the withdrawal options at Spinz Casino NZ. To withdraw via credit card, you should follow these simple steps below:

  • Click on ‘Banking’
  • Choose’‘Withdra”
  • Enter ‘the amount of money you would like to withdraw (minimum 20) and then click on ‘Next.’
  • S’lect’‘Credit ‘ard’ as you’re preferred method of payment
  • Allocate the funds to your credit card by clicking submit
  • Your withdrawal should now be completed, and your funds should reflect within 24 hours-3 days, depending on the processing times.

Where Can I Get a Credit Card?


Banks are the most popular establishments to issue credit cards. If you have a good credit history, your chances of getting approved for a credit card are excellent. Often your bank will pre-approve you for a credit card. However, if they do not notify you that you have been pre-approved, you can apply online or visit your bank and apply face-to-face.

Major Credit Card Issuers

Major credit card providers will gladly assist you in acquiring a credit card that you can use to make online and in-store purchases. As long as the establishment of your choice is highly acclaimed, you cannot go wrong.

Credit Card Casinos NZ

Bottom Line

Credit cards are a preferred payment method for many people and have acquired a respected reputation over the past few decades. Not only is it a fast payment method, but it also has multi-layer security that will protect you from cyber criminals. Credit cards are one of the preferred deposit methods when gambling at online casinos in New Zealand.

Last Updated: March 5, 2023